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ApplyAfter registering at FundMyESPP.com, you will be able to submit an application indicating how much money you would like to borrow in order to contribute to your Employer’s Employee Stock Purchase Plan. The application is free and does not impact your credit score. Within 1-3 days you’ll know how much you can borrow AND how much you will profit from your ESPP.
EnrollAfter your application is accepted by FundMyESPP, you will need to sign up for your Employer’s ESPP via the self-service link. The contribution amount that you enter should match the amount that FundMyESPP has agreed to lend you. The contribution is entered as a per-pay-period amount. FundMyESPP will provide instructions for Sign-Up.
RelaxSimply verify that you have enrolled in your Employer’s ESPP by uploading your first pay stub of the new period and FundMyESPP will immediately transfer you the agreed upon amount. For each of the following pay periods in the quarter, you will automatically receive your payout prior to it being deducted from your paycheck.2
ProfitAt the end of each quarter, your Employer’s ESPP administrator will automatically use your contributed funds to purchase company stock at a discount, GUARANTEEING you a profit.1 The stock is unrestricted and can be sold immediately. You’ll use the sale proceeds to pay back your FundMyESPP loan, and you will keep the extra money. The FME program pays for itself AND pays you!
Normal Paycheck Amount
Contribution
If you choose to participate in your ESPP without us, you will earn a profit of . This will be your largest possible profit. However, your paychecks will be reduced by . If you can afford this, we encourage you to do so.
If you participate in your ESPP with funding from FundMyESPP, you will earn a profit of . Additionally, your paychecks will remain at .
If you choose our advanced funding option, you will receive an immediate sum of . You will also earn a profit of . However, your paychecks will be reduced by .
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